Illustrative home study · fictional household
A resale reset
Renew rooms and the known service scope together in a 30-year-old, 90 m² HDB 4-room flat.
- Home
- HDB 4-room resale, 90 m²
- Rooms
- 3 bedrooms, 2 bathrooms
- Selected works allowance
- S$74,000–131,500Not a whole-project total
- Whole journey
- 16–26 weeks
Kitchen
Replace
- What stays
- The planned room layout; any later structural change needs review.
- What changes
- Kitchen joinery, fixtures and the floor finish are replaced.
- Still to check
- What concealed conditions will need recording after removal?
Living
Replace
- What stays
- No room joinery or ordinary floor finish is selected to stay.
- What changes
- Living-room joinery and floors are replaced.
- Still to check
- Which measured quantities go into the written scope?
Bathrooms
Replace
- What stays
- No bathroom finish is selected to stay.
- What changes
- Both bathrooms, their finishes, waterproofing and testing are included as separate lines.
- Still to check
- Who checks the permit scope and approved programme?
Bedrooms
Replace
- What stays
- No bedroom joinery is selected to stay.
- What changes
- All three bedrooms and the ordinary floor finish are replaced.
- Still to check
- When will off-site carpentry be measured and ordered?
Utility
Replace- What stays
- No utility fittings are selected to stay.
- What changes
- Utility fittings, whole-home wiring and pipes are replaced in the model.
- Still to check
- What is still excluded once the home is opened up?

The allowance, line by line
- Design, coordination and protection
- S$4,000–6,000
- Living, replace
- S$5,000–9,000
- Kitchen, replace
- S$12,000–19,000
- Kitchen fixtures, replace
- S$600–1,200
- Bathroom 1, replace
- S$2,000–3,500
- Bathroom 1 fixtures, replace
- S$1,000–1,800
- Bathroom 2, replace
- S$2,000–3,500
- Bathroom 2 fixtures, replace
- S$1,000–1,800
- Bedroom 1, replace
- S$3,500–6,000
- Bedroom 2, replace
- S$3,500–6,000
- Bedroom 3, replace
- S$3,500–6,000
- Utility, replace
- S$2,500–4,500
- Floors outside the bathrooms, replace (82 m²)
- S$7,380–11,480
- Bathroom 1 tiles and waterproofing, replace
- S$3,000–5,000
- Bathroom 2 tiles and waterproofing, replace
- S$3,000–5,000
- Haulage and disposal
- S$1,000–2,000
- Whole-home electrical, replace
- S$5,000–9,000
- Whole-home plumbing, replace
- S$2,000–4,000
- Selected works allowance, with GST and reserve
- S$74,000–131,500
Outside this amount
Fictional allowances, model dated 12 October 2026. Not a quotation. Site work 8–14 weeks; whole journey 16–26 weeks; permit conditions govern.
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The choices in this home
Renew rooms and the known service scope together in a 30-year-old, 90 m² HDB 4-room flat.
HDB 4-room resale, 90 m², 3 bed, 2 bath, 30-year block
Selected works allowance
S$74,000–131,500
Not a whole-project total. Includes modelled 9% GST and a 10–15% reserve. Fictional prices, model dated 12 October 2026.
Renew rooms and the known service scope together in a 30-year-old, 90 m² HDB 4-room flat.
- Timing
- 8–14 weeks on site, 16–26 weeks overall
- Outside the allowance
- No unresolved systems. Unpriced exclusions still apply.
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